With Cheryl Washington the Time is Now

Cheryl Washington is the Director of Internet Real Estate Client Services for Prudential California Realty. Cheryl specializes in Relocation, eCommerce and Internet Real Estate Services. She provides an invaluable service to her Internet clients (buyers and sellers), and the Prudential California Realty Sales Professionals.

Cheryl manages, coordinates, disburses and cultivates various Internet prospects that find their way to Prudential California Realty via multiple website sources such as, Yahoo! Real Estate, Zillow, Trulia, LendingTree, RealxReferral, RealtyTrac and many others. Cheryl’s job is to place all prospects with an “expert” Real Estate sales and/or lending professional that will best fit the clients’ needs.

Cheryl ensures you work with the best Lenders and Real Estate Short Sale and Foresclosure Specialists.

Cheryl has over twenty-five years of relocation, real estate sales and eService experience. She is a psalmist, singer, writer and poet, has lovely adult children, sings for International New Wave Missions Ministries and Warriors of Valor, as well as other types of venues.

FHA Loan – What to Ask

FHA loan comparison questionnaire

It’s important to compare offers from several lenders before you select an FHA-insured loan because the interest rate and terms can vary. Here are some of the many questions you should ask about each loan:

1. What is the initial balance?

2. How much is the required down payment?

3. What is the term?

4. What is the initial interest rate?

5. How many points, if any, must be paid for that rate?

6. Is the rate locked? If so, when does the lock expire?

7. What is the initial monthly payment?

8. How much is the upfront mortgage insurance?

9. How much is the monthly mortgage insurance?

10. Is the mortgage insurance included in the monthly payment?

11. Does the payment include property taxes, homeowners insurance or other items?

12. Can the interest rate increase? If so, how often and by how much?

13. Can the loan balance increase? If so, when will the loan be recast?

14. Is there a prepayment penalty?

15. Is there a balloon payment? If so, how much and when is it due?

16. What are the closing costs?

Cheryl Washington
”Your Real Estate Concierge”
Mailto:relocatewithcheryl@yahoo.com
Mobile: 209-513-1169

Your Relocation Specialist

My Vision:

To be the most innovative provider of real estate services in the Southern and Central California Valleys. My deep commitment to community, my reputation of integrity and trust, make working with me and Prudential California Realty the real estate company of choice for those seeking the highest quality of resources, support and service.

My Mission:

I believe that my success is a direct result of valuing people over market share. I will continue to grow and in that process will invite those who share my belief of extraordinary service to join us. I celebrate diversity and strive to include all in the process of the American Dream – home ownership.

Whether selling, buying or investing; and even becoming a Sales Professional – Let me be your “hook-up” to the best Sales Professionals in Real Estate.  Need a lender?  I got those too!

Cheryl Washington  “Your Real Estate Concierge”
209-513-1169

Mailto: relocatewithcheryl@yahoo.com